Insurance Injury Settlement

Someone in my life is going through bankruptcy and the significant other got injured on the job and is expecting a good settlement. The attorney’s have told them both that either way if you file for bankruptcy they will still be able to open it back up, lets say a year later, and take what you went bankrupt for. I guess they have not signed any papers, since they are looking into it to see what their best option is. Is there anyway around it, so they can still file bankrupt and also get the settlement which they deserve?